Don't Add Financial Worry To their Loss.
The Grief Over the loss Of a Spouse and, or Parent will be Hard Enough to Endure!
Medical expenses and or the loss of income due to your death or a disability will likely make it difficult, if not impossible to maintain your Home Loan mortgage payment.
Likely the largest of all your monthly household bills, if left unpaid, catching up back payments may become impossible and could lead to the loss of your family's home due to a mortgage foreclosure.